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Home Owner Loans

Home Owner Loans are ideal for many purposes including home improvements such as loft extensions, conservatories; personal spending on holidays, cars, boats; debt consolidation to pay off your credit cards and overdraft etc, to reduce your monthly outgoings... you may use your home owner loan for whatever purpose you choose… as long as it's legal!

A home owner loan is a loan that is secured against your UK property in the same way as your mortgage.

A Home Owner Loan is sometimes referred to as a secured loan, second mortgage or a second charge, because in the unlikely event of your defaulting on the loan, the lenders are repaid only after your original mortgage has been repaid to the original lender, who has first charge rights over the home owner loan.

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